Your available financing offers
No Interest if Paid in Full within 6 Months2
Interest will be charged from the purchase date if the purchase balance is not paid in full by the end of the promotional period.
No Interest if Paid in Full within 12 Months3
Interest will be charged from the purchase date if the purchase balance is not paid in full by the end of the promotional period. Not available with orders that include a natural diamond.
Alternative options available
Buy Now, Pay Later financing options also available with
Affirm and PayPal for US customers
Chat with us or call 855.720.4858 to learn more
Explore all benefits of being a
Rare Carat cardholder
Access your Rare Carat account to check your balance
any time, any where.
- $0 down Special Financing¹
- Exclusive cardholder perks
- An easy-to-use online bill payment option
- 24/7 online account management
1Restrictions apply. See website for details.
2No Interest if Paid in Full within 6 Months: To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Advertised monthly payment, if any, is greater than your required minimum payment and excludes taxes, delivery or other charges. Prior purchases excluded. Account must be in good standing. Limited time offer. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Rare Carat financing account issued by TD Bank, N.A.
3No Interest if Paid in Full within 12 Months: 12 month plan is not available with orders that include a natural diamond. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Advertised monthly payment, if any, is greater than your required minimum payment and excludes taxes, delivery or other charges. Prior purchases excluded. Account must be in good standing. Limited time offer. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Rare Carat financing account issued by TD Bank, N.A.